Introduced in KingsIcon The Age of Kings
Civilization All civilizations
Age Castle-age-reseach Castle Age
Researched at Market-logo Market
Required research Coinage Coinage
Research time 70 seconds
Research cost
Food 300
Gold 200
Effect Tributes are free

Banking is a technology in Age of Empires II that can be researched at the Market once Coinage is researched and the Castle Age is reached. Once researched, it removes the tribute fee, allowing players to send resources freely without having to pay a fee. Researching Banking is highly recommended when giving other players resources.

Civilization bonuses Edit

  • Chinese: Banking is 15%/20% cheaper in the Castle/Imperial Age.


The Age of KingsEdit

  • Banking costs 200F/100G.
  • Banking takes 50 seconds to research.

The African KingdomsEdit

  • Banking costs 300F/200G.
  • Banking takes 70 seconds to research.

History Edit

The loaning of money for interest, or usury, was long prohibited by the church in the West and this proved a handicap for economic growth. The religious laws were avoided by a number of ploys, and non-Christians were often allowed into a community to provide this service. Preaching a pogrom against money-lending Jews or other non-Christians was a convenient way for more than one king to clear off a large debt. The religious and political climate changed gradually, especially in the great trading cities of Italy where the first of many great merchant banking firms came into existence.

Economic technologies in Age of Empires II

Town Center: I: Loom II: Wheelbarrow III: Hand Cart
Dock: III: Gillnets
Lumber Camp: II: Double-Bit Axe III: Bow Saw IV: Two-Man Saw
Mill: II: Horse Collar III: Heavy Plow IV: Crop Rotation
Mining Camp: II: Gold MiningStone Mining III: Gold Shaft MiningStone Shaft Mining
Market: II: CartographyCoinage III: BankingCaravan IV: Guilds